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If you are a sensible investor, you seek consistency. You are unwilling to accept high levels of risk for the remote possibility of high returns. You demand a reasonable reward in exchange for a reasonable level of risk. And you may find it difficult to meet your income objective in the current market environment.

Cullinan Associates was created for investors like you. We offer two strategies that employ covered call option writing to increase cash flow and reduce portfolio volatility. While options can be used in a speculative manner, they can also be employed to pursue more modest investment objectives. We offer an option overlay strategy as well as fully discretionary call writing-based portfolios.

Some investors chase today's hottest performers. At Cullinan,
we serve clients who seek risk-adjusted performance in a variety
of market conditions.
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